Why Travel Insurance?
You have just spent a lot of your hard-earned money on your dream vacation and now your travel agent tells you that he/she recommends that you purchase travel insurance too! You are feeling the squeeze here and wondering how you can possibly put out any more $$ on this trip. In, other words, you are thinking that you can't afford to do that! I'm thinking that you can't afford NOT to do it!
There is no BETTER way to PROTECT your vacation dollars spent than by buying travel insurance. There are a whole lot of possibilities out there that can play havoc with your travel plans: flight delays, lost luggage or passports, medical emergencies, unforeseen evacuations, cancellations just to name a few! Travel insurance can provide you complete peace of mind and reassurance that your vacation $$ spent are protected for an average cost of only $8-10 per Vacation Day.
THE MAJORITY OF AMERICANS DO NOT HAVE HEALTH CARE INSURANCE THAT IS EFFECTIVE OUTSIDE THE United States! It is worth noting that ALL ships of foreign registry are considered to be 'outside the United States' by Medicare; however, this point is not explained clearly in the Medicare Manual. Without medical coverage, travelers should be prepared to pay for ANY AND ALL care they require and to pay for it at the time of services!
Next to repatriating mortal remains, an extreme emergency requiring immediate evacuation while at sea is probably the most expensive circumstances travelers are not insured for. You could find yourself liable for tens of thousands of dollars and payable without delay!
You may be thinking that, well, that leaves you out; you aren't going on a cruise so, forget the insurance. If you purchased an airline ticket, you are still in dire need of protection. Do you know that 25% of ALL flights in the United States are late? And, that's on a good day! This can create a “domino” effect of missed flight connections and can even cause you to miss the departure of your cruise ship or tour. Also take in effect, we are based out of the Midwest and we are aware of how hard we can get hit with those winter storms. Oh, and let's not forget the issue of lost luggage! Lost luggage is just a 'fact of life' in today's airline travel.
There is no BETTER way to PROTECT your vacation dollars spent than by buying travel insurance. There are a whole lot of possibilities out there that can play havoc with your travel plans: flight delays, lost luggage or passports, medical emergencies, unforeseen evacuations, cancellations just to name a few! Travel insurance can provide you complete peace of mind and reassurance that your vacation $$ spent are protected for an average cost of only $8-10 per Vacation Day.
THE MAJORITY OF AMERICANS DO NOT HAVE HEALTH CARE INSURANCE THAT IS EFFECTIVE OUTSIDE THE United States! It is worth noting that ALL ships of foreign registry are considered to be 'outside the United States' by Medicare; however, this point is not explained clearly in the Medicare Manual. Without medical coverage, travelers should be prepared to pay for ANY AND ALL care they require and to pay for it at the time of services!
Next to repatriating mortal remains, an extreme emergency requiring immediate evacuation while at sea is probably the most expensive circumstances travelers are not insured for. You could find yourself liable for tens of thousands of dollars and payable without delay!
You may be thinking that, well, that leaves you out; you aren't going on a cruise so, forget the insurance. If you purchased an airline ticket, you are still in dire need of protection. Do you know that 25% of ALL flights in the United States are late? And, that's on a good day! This can create a “domino” effect of missed flight connections and can even cause you to miss the departure of your cruise ship or tour. Also take in effect, we are based out of the Midwest and we are aware of how hard we can get hit with those winter storms. Oh, and let's not forget the issue of lost luggage! Lost luggage is just a 'fact of life' in today's airline travel.
BEFORE YOU SAY "NO" TO TRAVEL INSURANCE ASK YOURSELF THESE QUESTIONS:
1. Can you risk losing your vacation investment if something goes wrong due to illness, weather or other unforseen circumstances?
2. If you have to cut your trip sort due to an emergency, can you afford the cost of a return airline trip home?
3. Does your health insurance provide coverage away from home and out of the country? What if you become ill or are injured while traveling? What if you need to be AIRLIFTED?
4. If your bags are lost or you have to spend an extra night because of weather-related problems, can you afford to buy necessities and pay for extra lodging?
1. Can you risk losing your vacation investment if something goes wrong due to illness, weather or other unforseen circumstances?
2. If you have to cut your trip sort due to an emergency, can you afford the cost of a return airline trip home?
3. Does your health insurance provide coverage away from home and out of the country? What if you become ill or are injured while traveling? What if you need to be AIRLIFTED?
4. If your bags are lost or you have to spend an extra night because of weather-related problems, can you afford to buy necessities and pay for extra lodging?
If you cannot answer 'YES' to the above questions:
A & R Travel does have a recommended plan to protect your investment dollars. A & R Travel highly recommends Allianz Travel Insurance. Allianz Insurance is one of the industry's leading travel insurance suppliers that can offer you numerous benefits that can help your vacation experience stay positive, even if something unexpected occurs.
If travel insurance is not purchased, you MUST complete the form indicating you are declining travel insurance.
For a Travel Insurance quote or a complete review of the policy details, call us at (319-596-5440)
A & R Travel does have a recommended plan to protect your investment dollars. A & R Travel highly recommends Allianz Travel Insurance. Allianz Insurance is one of the industry's leading travel insurance suppliers that can offer you numerous benefits that can help your vacation experience stay positive, even if something unexpected occurs.
If travel insurance is not purchased, you MUST complete the form indicating you are declining travel insurance.
For a Travel Insurance quote or a complete review of the policy details, call us at (319-596-5440)
